Pricing and Access to Consumer Credit: A review of the impact of the National Credit Act one year after its implementation


A little more than a year after the implementation of the National Credit Act (NCA) in June 2007, FEASIBILITY conducted research for the National Credit Regulator (NCR) on the impact the NCA
was having on the granting of consumer credit.

Particular attention was paid to pricing and access issues. The resulting research involved surveys, interviews, quotations from mystery shoppers and desktop research. An important part of the
research involved a survey of 59 of the country’s main providers of consumer credit. By the end of June 2008 they had provided over a trillion rand of credit.


Evaluation Number:
Report Approval:
Tuesday, 30 June 2009
Friday, 22 February 2013
Initiated By:
National Credit Regulator
Undertaken By:
Feasibility (Pty) Ltd
Evaluation Period:
Evaluation Area:
Public finance, financial management
National Outcome:
National Outcome 4: Decent employment through inclusive economic growth.
Commissioned By:
Evaluation Type:
Evaluation Subject:
Geographic Scope:

Evaluation Documents

File Name
106 EQAT 20130319 sr_mb.pdf
Impact of NC Act June 2009.pdf 106.pdf

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